![]() ![]() ![]() Shop with us today and find the perfect shirt to match your Jordans, Yeezys, or other favorite sneakers. Our selection is unmatched, and we always have the latest releases in stock. Plus, we offer a variety of sneakers, including the Yeezy 350 Sulfur, Neon 4 Air Max 95, Yeezy 350 Linen, UNC 3s, Pine Green 1s, Yeezy 350 Desert Sage, DMP 6s, and much more.Īt Sneaker Match Tees ®, we are committed to providing you with the best custom matching sneaker clothing. Finish off the look with white sneakers or sandals and go enjoy a day in the park with bae or a backyard BBQ with the homies. Pastel hues are perfect for spring and summer, especially when worn with pale pants like light gray joggers or white jeans. MotoPro Graphics pit shirts is the best way to make your race team and family look awesome at the track Our Pit Shirts are dye sublimated, high quality 100. We also carry recent releases like the What the 5s, Mocha 1s, Blue Cement 3s, Hyper Royal 14s, Oregon 5s, Bio hack 1s, Indigo 12s, and Alternate Bel Air 5s. Give in to pastels with a light blue graphic tee. Our shop features a wide variety of sneaker shirts, including Yeezy shirts, Jordan outfits, and custom shirts to match Air Jordan releases like the Pine Green 4s, UNC 5s, White Cement 3s, True Blue 1s, Cherry 11s, Midnight Navy 4s, Taxi 1s, French Blue 13s, Travis Scott 1s low, Military Black 4s, Heritage 1s, Midnight Navy 6s, Obsidian 13s, Bordeaux 6s, Lightning 4s, Pollen 1s, South Beach Lebron, White Oreo 4s, Light Fusion Red 1s, Electric Green 6s, Raging Bull 5s, University Blue 1s, Taupe Haze 4s, Volt Gold 1s, Starfish 13s, Taupe Haze 4s, and University Blue 1s. As pioneers in creating clothing to match sneakers, we pride ourselves in bringing you the best experience when matching your kicks. With over 10 years of experience in matching sneaker colorways, we offer the largest selection of custom matching clothing to complete your perfect sneaker color match, no matter what Jordan outfit you're rocking. Welcome to Sneaker Match Tees ®, your ultimate shopping destination for sneaker tees and shirts to match Jordan sneakers, Yeezy shoes, and other popular sneaker releases. ![]()
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![]() And Crusader Kings III on Steam lives up to its predecessors: the game takes all of the gameplay elements that made its ancestor a masterpiece, and then expands them considerably to deliver a grand medieval strategy experience that tells a myriad of stories in a natural, believable, and engaging way. Like the powerful nobles in the game, Crusader Kings 3 is itself the heir to a long line of games Paradox Interactive gamesmany of which are among the best titles in the entire strategy video game genre. The Expansion Pass for Crusader Kings including 3 upcoming DLC and a bonus Expansion Pass Fashion of the Abbasid Court. ![]() Take up the Cross and fight the Moor, the Heathen and the Heretic.Crusader Kings III (Royal Edition) includes:.Unravel the plots of your courtiers and vassals, each with their own opinions and agendas. ![]()
![]() ![]() Ultimately, the algorithm behind who views your profile the most and when remains unknown. “The answer is, the people that show up on that list are not the people that stalk you the most – it is actually based on your activity and the people that you are closest to,” she said. While speaking to The Verge back in 2018, product lead for Instagram Home, Julia Gutman shut this scenario down. Of the bat, one hypothesis may be that your top viewers are the ones who stalk your profile the most. And while Instagram won’t give you that information, it does detail how many people viewed it and who those people are. In regards to your Instagram Stories, you may be wondering who viewed it first. So, while you can’t see who’s trying to stalk you, this is a way to see who wants to look at someone you know. Within this experiment, you can see how many people click your significant other’s username, in a failed attempt to look at their profile. The app includes an option to see your “secret admirers,” which are people “who are not following you but are active on your profile.” And for the price of $4.99, we attempted to see who our secret admirers were and a list of over 150 Instagram users popped up. Some of the benefits also include a “detailed account analysis,” “story viewers analysis,” and “tracking multiple accounts.” And in order to get all of this information once a month, it costs about $9.99. For example, this app allows them to to see who “anonymously viewed” their profile. If you don’t want to go scrolling through your photos to see who interacts with them, this app does show which Instagram users like and comment on your posts the most.Īccording to its website, Reports PRO allows Instagram lovers to get all the stalking-data they need. While it may sting a little bit to see that one of your former friends or acquaintances decided to remove you, it can still be beneficial to know – in case you want to unfollow them back. And this also goes both ways, as the app shows which of your followers aren’t following you back.Īnother perk is that the app will tell you if someone unfollows you. However, there are a handful of third-party apps that can give you some of the details that you’ve been dying to know.įor example, apps like Reports PRO tracks the followers that you are or aren’t following you back. ![]() And the official Instagram app doesn’t tell you on who recently looked at your profile or anything like that. Unfortunately for all of us, nobody is 100 per cent sure how Instagram’s strategies and tactics work. Since Instagram first launched back in 2010, users can’t help but wonder if and how this app tracks how often usernames are typed into that search bar.įor example, is there really a way to see who views your Instagram profile and when they do so? And vice versa, will other people ever know when you’ve spent a few minutes or two hours stalking their profiles? ![]() ![]() Rapid tests more accurately provided a positive COVID-19 result when administered during the first week of symptoms. Accuracy during the first week of symptoms versus the second The 95 percent confidence intervals were 40.2 to 74.1 percent. The researchers found that people without COVID-19 symptoms correctly tested positive in 58.1 percent of rapid tests. ![]() Accuracy for people without COVID-19 symptoms The 95 percent confidence intervals were 63.7 to 79 percent, meaning that the researchers were 95 percent confident that the average fell between these two values. Accuracy for people with COVID-19 symptomsįor people with symptoms of COVID-19, the tests correctly gave a positive result an average of 72 percent of the time. The researchers found that the accuracy of the tests varied considerably. Chances of a rapid test giving a false negativeĪ March 2021 review of studies examined the results of 64 test accuracy studies evaluating commercially produced rapid antigen or molecular tests. The researchers found tests taken 3 days after symptoms appeared were almost as accurate as tests taken the day symptoms started. When taken within 3 days of symptom onset, home tests correctly identified 96.2 of COVID-19 cases. Within days 0 to 12 of symptom onset, the home tests correctly identified 78.9 percent of people who did have the virus and correctly identified 97.1 percent of people who didn’t have the virus. In an August 2021 study, researchers compared the validity of home antigen tests compared to PCR lab tests for detecting COVID-19 infection. Like other antigen COVID-19 tests, home COVID-19 tests have a higher chance of a false negative than a false positive - meaning it’s more likely that the test will indicate you don’t have COVID-19 when you do have it than report you do have it when you don’t. Rapid tests come with a high risk of giving a false negative result.Ī false negative means the test shows you don’t have COVID-19 when you do actually have it.Īt-home tests aren’t as accurate as gold standard PCR tests, but they still play a role in catching COVID-19 cases that otherwise would have gone undetected. Your sample is then usually applied to a strip that changes color if you test positive for COVID-19.Īlthough these tests provide quick results, they aren’t as accurate as laboratory tests because they require more of the virus in your sample to report a positive result. Rapid tests, also called point-of-care tests, can be performed at:ĭuring the test, you or a medical professional will insert a cotton swab into your nose, throat, or both to collect mucus and cells. However, the CDC stopped using the term “rapid” to describe antigen tests, because the FDA has also approved laboratory-based antigen tests. Most rapid tests are antigen tests, and sometimes the two terms are used interchangeably. ![]() Rapid COVID-19 tests often provide results within minutes and don’t need to be analyzed in a laboratory by a specialist. Keep reading to learn how accurate rapid tests are and when they’re used instead of PCR tests. They usually take the form of antigen tests.Īlthough rapid tests can provide quick results, they aren’t as accurate as PCR tests analyzed in a lab. Rapid tests are COVID-19 tests that can provide results in as little as 15 minutes and don’t require lab analysis. These tests help diagnose COVID-19 by searching for certain molecules found on the surface of the SARS-CoV-2 virus. PCR tests are considered the gold standard for diagnosis by the Centers for Disease Control and Prevention (CDC). A PCR test can help diagnose COVID-19 by detecting the genetic material of the coronavirus. The first type is a polymerase chain reaction (PCR) test, also called a diagnostic test or molecular test. Two types of tests are commonly used to identify a current infection of SARS-CoV-2, the coronavirus that causes COVID-19. But, they may not be as accurate as other types of tests, such as a PCR lab test.ĬOVID-19 is a respiratory disease that can cause severe illness, especially in people with preexisting health conditions like diabetes, obesity, or high blood pressure. Some rapid tests can provide results in 15 minutes. ![]() Antigen tests are one type of rapid test that may help diagnose COVID-19. ![]() ![]() ![]() Read ahead to know more about this wonderful strain and where to buy gorilla glue in Canada. Gorilla Glue #4 has a pungent, earthy aroma with hints of coffee and chocolate. With a high THC content and slightly Indica-dominant strains, GG4 strain is your perfect companion for the ultimate high and complete relaxation. ![]() This strain is perfect for those looking to unwind after a long day or for those suffering from chronic pain or insomnia. Our GG4 is carefully grown and harvested to ensure the highest quality possible. This strain is known for its high THC content and powerful effects, making it a favorite among cannabis enthusiasts. Gorilla Glue #4 is a hybrid strain that leans heavily towards the indica side, providing users with a relaxing and sedative high. Looking for a potent and versatile strain of marijuana Look no further than Gorilla Glue 4, or GG4. This potent strain gets its name from the fact that it is incredibly sticky and resinous, making it perfect for making hash or other concentrates. Gorilla Glue #4 is one of the most potent strains of cannabis on the market today. This hybrid leans towards the sativa side. Shatter Type: Nug Run Shatter (made with buds not trim) Gorilla Glue 4 is a hybrid marijuana strain known for its hashish taste and its potent and long-lasting effects.Our Gorilla Glue #4 Shatter is ideal for both medical and recreational dabbers in search of the best concentrates in Canada.Īll our Nug Run Shatters are available from $8 per gram! We have a limited supply so enjoy it while it lasts! About Gorilla Glue #4 Shatter If you’re looking for a serious high, look no further than our Gorilla Glue #4 Shatter. Shatter is a highly concentrated form of cannabis that is known for its intense effects. This potent product is one of the most popular strains in Canada and is perfect for those who want a powerful high. It is also useful to top and train during the early growing stages.Looking for a super-powerful Gorilla Glue #4 concentrate that is sure to get you high? Look no further than our White Widow Shatter. So, there is a chance pollen sacks will appear during flowering. This epic strain is resistant to mold and pests and can be grown indoors and outdoors, which are traits that make Gorilla Glue attractive to inexperienced growers. Gorilla Glue appears to have a hermaphrodite genome in its heritage. Gorilla Glue is a highly popular strain that has become a household name over the last few years. A well-lit SCROG setup will get the best results. Gorilla Glue #4 is a fast-growing strain that performs well both indoors and outdoors. Gorilla Glue #4 may also help with headaches and migraines. ![]() Combine that with the general analgesic properties of THC and you’ll have a great pain reliever. Choose the size of your Gorilla Glue 4 strain clones below. GG4’s lineage embraces Sour Dubb, Sour Diesel, Chocolate Diesel, and Chem’s Sister. Renowned for its high THC levels that can reach up to 28, it isn’t a strain for novice users. With a high THC level like that of Gorilla Glue #4 may be helpful for fatigue, and stimulating appetite. 18.00 Gorilla Glue 4 is an all-time favorite sativa-dominant cannabis strain. Because of this, Gorilla Glue is best suited to experienced consumers. Some find its strength couch-locking, like that of a heavy indica. The energizing feeling transforms into a cerebral-overload. Gorilla Glue is a powerful strain that exceeds typical sativa effects. It is well touted for its high THC levels (25-28 THC) and is a great strain for managing pain, arthritis, ADHD, and many more medical conditions. And earthy, pinewood undertones typical of a sativa linger in the background. A heavy diesel-like aroma laces fragrant coffee and chocolate notes. Gorilla Glue leaves a complex mix of rich, dark flavours on the palate. With this genetics, it’s not surprising Gorilla Glue is a notoriously strong strain. The former are two heavy-hitting sativas and the latter a potent indica. Strain rating: 4.6 (5123) About this strain GG4 Original Glue, also known as 'Gorilla Glue,' 'Original Glue,' 'GG4,' and 'Gorilla Glue 4' is a potent hybrid marijuana. These being Chem’s Sis, Chocolate Diesel and Sour Dubble. Gorilla Glue, also known as Gorilla Glue 4 or 420 Glue is an indica dominant hybrid (60 indica/40 sativa) strain created through crossing the classic. Gorilla Glue #4 is an award-winning hybrid with roots in three different strains. ![]() ![]() ![]() “Packing this much performance power into such a small footprint was the kind of challenge we love. “The Take 5 puts the classic Sequential sound and legacy into the hands of people who may not have been able to experience it before,” said Dave Smith, Sequential founder and lead product designer. Dual Digital effects and a dedicated overdrive, continuously variable wave shaping, and front-panel access to analog FM ensure the Take 5 can cover a wide range of sonic territory, from vintage to modern. Its clever key-split feature gives players access to a wider playable range than many other compact synths by enabling players to divide the 3.5 octave keyboard into two separate performance zones. ![]() Portability is also a huge plus - you can transport it from studio to stage without breaking a sweat or leaving any features or playability behind.Dave Smith Take 5 Synthesizer Keyboard - 5 VoiceĪ full-featured subtractive synthesizer, the Sequential Take 5 sports two VCOs and a sub oscillator per voice, a classic 4-pole, resonant analog filter from the Prophet-5 Rev 4 design, 44 full-size keys, and a premium Fatar keybed. It is pure Sequential sound and quality at a price that’s within reach of almost anyone. Sequential CEO David Gibbons summed up the Take 5 this way: “For players that have wanted to get into analog poly synths but have been put off by price or complexity, the Take 5 is the perfect gateway to subtractive synthesis and the creative power of Sequential’s best synths. A 64-step polyphonic sequencer and multimode arpeggiator complete the picture. The Take 5 feature set is rounded out with two LFOs (1 global, and 1 per-voice LFO), ADSR+delay envelopes, dual digital effects (a dedicated reverb and a suite of time-delay and other effects) a separate additional overdrive effect, and extensive modulation possibilities. For still more warmth, a Vintage knob adds micro variations to oscillator, filter, and envelope behavior from voice to voice. The Prophet-5-lineage 4-pole analog filter shapes the sound of the oscillators and sub oscillator in classic fashion while a Drive control provides additional punch. Two voltage-controlled oscillators provide traditional sine, saw, and pulse waves with waveshaping, while simple analog FM adds harmonically complex, bell-like FM timbres at need. This versatility comes from the Take 5’s sound engine. It was a joy to work on and I’m looking forward to hearing what our customers create with it.” Throughout development we were amazed by how huge this synth sounds and how crazy versatile it is. ![]() ![]() Sequential has just introduced the Take 5 ®, an all-new, compact and portable five-voice VCO/VCF-based poly synth designed with both synth newcomers and space-conscious pros in mind.Ī full-featured subtractive synthesizer, the Take 5 sports two VCOs and a sub oscillator per voice, a classic 4-pole, resonant analog filter from the Prophet-5 Rev 4 design, 44 full-size keys, and a premium Fatar keybed. ![]() ![]() Search in the list for "Canonical Partners".Open "Software & Updates" (you can search for it in the dash). If apt cannot find the package, you have to enable the "Canonical Partners" repository: (Open a terminal with the keyboard shortcut ctrl + alt + T) ![]() You can convert the deb package with this script: When you do this, you will be asked if you want to add their repository or not. If you don't want to add the repository, you can install the package by opening a terminal in the directory where you have downloaded Opera, and run this command: Once you have downloaded the file, you can install it by double clicking on the file to open Ubuntu software center. When you install the package, it will add their repository, automatically configured for updates. The best and easiest way to install Opera is by just downloading the deb-package from Opera's website. As it differs very much, there's a second wiki page for that version. Therefore, there are still many users that want to use Opera 12. But as the new browser was built from scratch, it lost many features. The first edition with the Blink engine was version 15, and the older, Presto based browser, was discontinued (version 13 and 14 was skipped). But in 2013, they decided to re-create the browser from scratch, built on Chromium with the Blink engine. Up to version 12, Opera made their own engine for Opera, called Presto. It is non-free software, since only binaries are made available ( License). “And now we can’t wait to see them arrive much sooner.Opera is a browser developed by the company "Opera Software ASA"/Oslo. “We have always had big plans for improving GameMaker across all platforms, both from the perspective of improving accessibility and further developing the features available to commercial studios,” Stuart Poole, General Manager of YoYo Games said. Does Opera want a similar offering for Opera GX users? Or does it want to follow companies like Epic Games, which owns the popular Unreal Engine? For now, we can only speculate. Many companies, including Google, Microsoft and Amazon, see streaming as the future of browser-based gaming. “We look forward to further growing Opera GX and to driving the growth of GameMaker, making it more accessible to novice users and developing it into the world’s leading 2D game engine used by commercial studios,” Krystian Kolondra, EVP Browsers at Opera teased in a blog post.īut what’s the end goal here? It’s hard to say. Opera says it will create a new division, sensibly called Opera Gaming, by combining the Opera GX and GameMaker teams. ![]() Its headline feature is a slide-out control panel that lets you limit the browser’s bandwidth and see which tabs are demanding the most CPU and RAM resources. The gamer-focused web browser was launched in early access back in June 2019. Opera has bought the company for a simple reason: Opera GX. ![]() A bunch of indie gems have been created with the software, including Spelunky and Hotline Miami. GameMaker supports every major platform including PC, mobile and Nintendo Switch. ![]() It works well with 2D projects and has an approachable drag-and-drop interface, along with its own scripting language that can be used to build more advanced titles. The latter is a hugely popular platform for novice game developers with little programming experience. But that’s exactly what Opera has done with YoYo Games, a British team best known for GameMaker Studio 2. It’s not often that a browser company acquires a game development platform. ![]() ![]() ![]() ![]() Below is an example of the Beat Board where I used color coordination to sort my story into A, B, and C plotlines. The Beat Board is exceptionally customizable, and you can move around your notes effortlessly, so you can easily rearrange beats and idea notes. Share media, collect feedback, manage reviews, and deliver finished work faster. Keeping you clear and focused on the next scene. Frame.io is the worlds leading creative review and collaboration platform. Most new screenwriters think their story is complete, but when you start writing the second act, You can find this feature very useful. It’s a visual aid to help you plan your writing. While the collaboration capabilities are the real selling point of this software, there are many notable and impressive features that can make it a good choice. I use this to write with my friends.Ĥ.) By far, the best feature is the Beat Board/Story Map With simple features like Tab and Enter navigation. You need to create a network session then share the script through email. You may compose, edit, and view Final Draft scripts on your iPad or iPhone with Final DraftTM Mobile. Help with formating is a massive plus for new screenwriters looking for an easy way.ģ.) Collaboration sessions where you can partner with other screenwriters. It’s like what I used to do on my corkboard but without the mess.Ģ.) Auto formating is the biggest reason to go with Final Draft as it corrects mistakes as you write or offers better ways to write things. The number-one selling screenwriting software in the world, Final Draft is the writers secret. ![]() Let’s go into each one in more detail and talk more heavily about the negatives of each.įinal Draft is available for Windows 10 and Mac OS devices but not for Andriod devices, so if you have a Chromebook, unfortunately, you won’t use it.įinal Draft is user-friendly and easy to use/navigate.ġ.) The Beat Board is an excellent way to plan out your scenes with colors to see what you will be doing before writing it out. On the surface level, you can see they are very similar however, you can see that we’ve scored Final Draft slightly higher than Scrivener in the ease of use and features category.īut with that comes a considerable price difference. Legendary film director David Lynch (Blue Velvet, Mulholland Drive, The Elephant Man) described Final Draft as the best screenwriting software there is which isn't a bad endorsement coming from someone who's been nominated for multiple Academy Awards. View two different documents side by sideīoth of these screenwriting software’s are number one and three on our top ten software list.Ībove is our simplistic table of comparisons for Final Draft and Scrivener. ![]() ![]() ![]() You can apply more than one coat for added protection, we would advise waiting at least a couple of hours between coats if possible for the first coat to harden - waiting till the next day would be even better if you are able to do so. Buff to a shine with a second clean and dry microfibre cloth. Leave the wax on the car for 5-15 mins and then polish off with a clean and fluffy microfibre cloth. And if you're here buying wax, thats probably something you easily do anyway!Īpplication: If your paintwork is looking particularly dull or you'd like to increase the durability and protection of your wax, first apply our Spic and Span Pre-Wax Cleanser.Īpply a thin even layer to spotlessly clean paintwork using a wax applicator. Carnauba Wax is a high melt point, hard, natural plant wax derived from the leaves of the Carnauba Palm (Copernicia Cerifera), which is native to Brazil. We do advise that you wax your car at least every couple of months to maintain MAXIMUM protection (especially for daily drivers). ![]() Jelly Cherries, Fizzy Sweets, Foam Bananas, Jellybeans, Blue Bubblegum, Cola Bottles, Pineapple Chunks & Fruit Salads, Parma Violets and Coconut Ice.Īll our waxes contain natural oils to moisturise your paintwork and help keep it looking better for longer.ĭurability is a hard area to test and prove as so many factors will effect how long your wax will perform. a product that professionals would recommendġ00ml - £15 each available in the following 9 sweetie fragrances:.traditional hard wax protection in a soft easy to use product Atomic Fireballs: Sucrose, contains less than 2 of the following: food starch modified (corn), artificial flavor, carnauba wax, acacia (gum arabic), titanium dioxide (color), red 40 lake.Use our Classic Carnauba wax if you would like… Dextrose, Maltodextrin, Malic Acid, And Less Than 2 Of Calcium Stearate, Corn Syrup, Natural Flavors, Carnauba Wax, Color Added, Blue 1, Blue 2 Lake, Red 40 Lake, Yellow 5, Yellow 5 Lake, Yellow 6. Whereas our Jellybeans fragranced wax gives a glossy protective coating on your car! Thankfully, on the face of it at least, carnauba wax is indeed vegan as it is obtained from the carnauba palm, which is grown in various north-eastern states of. It must be blended with other waxes and oils to make it useable, but its great natural protection properties means it has been used in car care products for over 100 years and is still a firm favourite today.ĭid you know? - Carnauba is often used in confectionery on sweets like Jellybeans, to give them a hard glossy coating. The tree produces the wax to protect itself from the harsh Brazilian sun. Licabee A paste product that helps to enhance gloss, decrease polishing time and reduce white spotting. Our Classic Carnauba wax was the first blend we perfected and launched in April 2017 and it comes in a range of traditional and popular sweetie fragrances.Ĭarnauba is the hardest natural wax know to man, in its pure form its harder than concrete! It comes from the leaves of the Carnauba palm or Copernicia prunifera. Powdered Carnauba Wax Natural, Kosher wax used as a polishing agent on hard and soft sugar shelled confections. ![]() ![]() ![]() Then the insurance company would pay the rest. Finally, you would need to pay your portion of co-insurance which is 20% of the remaining $9,500 or $1,900. In a traditional co-pay plan with a deductible of $500, you pay a co-pay for the ER (say $100), then you would need to pay $500 to meet your deductible. Let’s say you’re changing a lightbulb and take a nasty fall-It happens, and nobody plans on a painful, broken wrist! After a trip to the Emergency Room, surgery and perhaps some physical therapy, you are feeling a bit better.īut you now have a $10,000 medical bill to cover the services. Let’s consider an example of how these plans actually work side-by-side. $1,000 tax-free annual contribution into your HSA.If that $1,000 is put into your HSA, your HSA plan could look like this: Since your deductible is higher in an HSA based plan, you and your employer will save money….le’t say that by moving to a $1,500 deductible, you and your employer now pay $5,000 a year instead of the $6,000 a year in the co-pay plan. Just like a co-pay plan, in an HSA based plan, you would still have a deductible, co-insurance and an out of pocket maximum. And, remember, like any other insurance plan you pay nothing for preventative care like annual check-ups. Usage of your HSA funds may also count toward your deductible and coinsurance amounts. Your HSA is a personal tax-free health savings account that can be used to pay for eligible medical expenses. The key difference is that an HSA-based plan has two parts: Insurance PLUS a health savings account. With an HSA based plan, you often pay a lower premium in return for having a higher deductible. Keep in mind, this number will vary based on several factors. To put a number out there, let’s say that you and your employer pay $6,000 a year, or $500 per month for this plan. Your deductible could be anywhere from $500 to $2,000, but for this example, let’s use $500 for the deductible. $50 co-pay for brand name prescription drugs.$10 co-pay for generic prescription drugs.And, most all preventive services are typically covered 100%. Just check with your plan for those details.Ī typical co-pay plan look something like this: Once you’ve met your max out-of-pocket, insurance will then generally cover the balance. Once you’ve met your deductible you also have a co-insurance phase with cost-sharing between you and your provider on high-cost medical expenses before you meet your max out-of-pocket. Then, when you go to the doctor or pick up a prescription, you pay a fixed cost called a “co-pay” and the insurance company generally covers the rest. On a traditional “co-pay plan” you and your employer pay a monthly premium to cover the cost of your health insurance. ![]() So let’s examine their core distinctions, the advantages and disadvantages, and the cost over time. As Health Savings Accounts have become quite popular, many people are asking, “What’s the difference between a traditional insurance plan and an HSA-based plan?” Both plans offer valuable insurance coverage to protect you from high-cost medical expenses, and yet there are some key differences. ![]() |
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